PROBLEM

1. Nursing Home Insurance must be purchased before substantial illness occurs.
2. Nursing Home Insurance is relatively expensive.

Many people reading this will find that the person causing the concern can be ruled out as an Insurance applicant because of problem #1, a substantial portion of those not ruled out by problem #1 will be ruled out because of problem #2. Therefore, most people will not, or cannot consider private Nursing Home Insurance because of one of the above reasons.

The final strategy is the Medicaid ICP Program.